PayPal fee calculator

What PayPal takes from a payment you receive, and what you keep.

Example values, change them. The answer updates as you type.

Sold price

Shipping charged

Item cost

Shipping label

Paid by

$24.01Full breakdown below Add your sold price to see what you keep.Sold price can't be 0. Enter your sold price in dollars.Sold price can't be negative. Enter your sold price in dollars.Sold price can't be more than 1,000,000 dollars.Sold price can only go to cents: 2 decimal places.Sold price must be a number.Add your shipping charged to see what you keep.Shipping charged can't be negative. Enter your shipping charged in dollars.Shipping charged can't be more than 1,000,000 dollars.Shipping charged can only go to cents: 2 decimal places.Shipping charged must be a number.Add your item cost to see what you keep.Item cost can't be negative. Enter your item cost in dollars.Item cost can't be more than 1,000,000 dollars.Item cost can only go to cents: 2 decimal places.Item cost must be a number.Add your shipping label to see what you keep.Shipping label can't be negative. Enter your shipping label in dollars.Shipping label can't be more than 1,000,000 dollars.Shipping label can only go to cents: 2 decimal places.Shipping label must be a number.Profit you want can't be negative. Enter your profit you want in dollars.Profit you want must be a number.Profit you want can't be more than 1,000,000 dollars.Profit you want can only go to cents: 2 decimal places.Buyer's sales tax can't be negative. Enter your buyer's sales tax in percent.Buyer's sales tax must be a number.Buyer's sales tax can't be more than 15 percent.Add your sold price, shipping charged, item cost and shipping label to see what you keep. $24.01 Full breakdown below

You keep

$24.01

PayPal takes $1.99 of the $43.00 your buyer pays.

$1.99 PayPal fees

$17.00 Your costs

$36.03 To keep $25.00 profit, list at

Checked Oct 14, 2026 by JunaydMethod and sources

Fee news: No PayPal fee changes announced (checked Oct 14, 2026). All fee changes

Where the $43.00 goes

PayPal fees $1.99
Shipping label $7.00
Item cost $10.00
You keep $24.01

On a refund, PayPal keeps its $1.99 fee.

How much is the PayPal goods and services fee?

PayPal charges 3.49% plus $0.49 on a goods and services payment you receive through PayPal Checkout. Card payments cost 2.99% plus $0.49, and a buyer outside the US adds 1.5%. On a $35 sale with $8 shipping, PayPal takes $1.99.

How we worked it out

$35.00 + $8.00 shipping = $43.00 your buyer pays
PayPal Checkout: 3.49% of $43.00 (shipping and sales tax included) = $1.5007, rounded to $1.50
$1.50 + $0.49 fixed fee = $1.99 PayPal fees
$43.00 − $1.99 − $10.00 item − $7.00 label = $24.01 you keep
List at $36.03 to keep $25.00 profit. Any lower price leaves you less.

How PayPal's fee is worked out

PayPal adds its percentage and its fixed fee together for each payment you receive. PayPal doesn't say whether the percentage covers shipping and sales tax, so we include them and round to the nearest cent.

Worked examples

A $35 item with $8 shipping, paid by PayPal Checkout

Sold price $35Shipping charged $8Item cost $10Shipping label $7Profit you want $25Paid by PayPal CheckoutBuyer outside the US noBuyer's sales tax 0 %

You keep $24.01 after PayPal takes $1.99.

What you keep: $24.01
PayPal fees: $1.99
Your costs: $17.00
List at: $36.03
Your buyer pays: $43.00

A $200 order paid by card from abroad

Sold price $200Shipping charged $0Item cost $80Shipping label $0Profit you want $25Paid by CardBuyer outside the US yesBuyer's sales tax 0 %

You keep $110.53 after PayPal takes $9.47.

What you keep: $110.53
PayPal fees: $9.47
Your costs: $80.00
List at: $110.45
Your buyer pays: $200.00

Common questions

Does PayPal charge a fee?

PayPal charges sellers when they're paid for goods and services: 3.49% plus $0.49 through PayPal Checkout. Sending money to friends and family is a different case, and this calculator doesn't cover it.

What are the PayPal business merchant fees?

For US sellers, 3.49% plus $0.49 for PayPal Checkout and 2.99% plus $0.49 for card payments, with 1.5% more when the buyer is abroad.

Does PayPal take a percentage of invoices?

Yes, at the same rates as checkout: 3.49% plus $0.49 when the invoice is paid through PayPal, or 2.99% plus $0.49 by card. Pay by Bank costs 1%, capped at $10.

How much does PayPal charge in fees?

On a $35 sale with $8 shipping, PayPal takes $1.99: 3.49% of the payment plus $0.49. A $100 payment costs $3.98.

Would Stripe cost less?

See what Stripe takes from the same payment, with your figures carried over.

Sold price $35.00Shipping charged $8.00Item cost $10.00Shipping label $7.00Buyer's sales tax 0 %Profit you want $25.00

Work out your Stripe fees

More fee calculators

Method and sources

Each calculator applies the platform's published fees to the whole amount the platform charges them on, works in whole cents or pence and rounds each fee to the nearest one. Every step is shown, and every fee links to the platform's own page with the date we checked it. Spot something wrong? Tell us and we will fix it and note the change.

One item per sale.
Each fee rounded to the cent; half a cent rounds up.
Sales tax is 0% unless you enter your buyer's rate.
You're paid in US dollars, so there's no currency conversion.

PayPal: Business fees (US) Checked Oct 14, 2026
PayPal: Merchant fees (US) Checked Oct 14, 2026