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Stripe fee calculator

What Stripe takes from a card payment, and what you keep.

Example values, change them. The answer updates as you type.

$24.45 Full breakdown below
You keep
$24.45
Stripe takes $1.55 of the $43.00 your buyer pays.
$1.55 Stripe fees
$17.00 Your costs
$35.56 To keep $25.00 profit, list at

Checked by JunaydMethod and sources

Fee news: No Stripe fee changes announced (checked ). All fee changes

Where the $43.00 goes

  • Stripe fees $1.55
  • Shipping label $7.00
  • Item cost $10.00
  • You keep $24.45

On a refund, Stripe keeps its $1.55 fee.

You keep $24.45 after Stripe takes $1.55.

What are Stripe fees?

Stripe's standard US pricing is 2.9% plus $0.30 for each successful payment on a domestic card. There's no setup or monthly fee. On a $35 sale with $8 shipping, Stripe takes $1.55.

How we worked it out

  1. $35.00 + $8.00 shipping = $43.00 your buyer pays
  2. Standard rate: 2.9% of $43.00 (shipping and sales tax included) = $1.247, rounded to $1.25
  3. $1.25 + $0.30 fixed fee = $1.55 Stripe fees
  4. $43.00 − $1.55 − $10.00 item − $7.00 label = $24.45 you keep
  5. List at $35.56 to keep $25.00 profit. Any lower price leaves you less.

Extra fees on some cards

A card typed in by hand adds 0.5%, an international card adds 1.5%, and converting currency adds 1%. These come on top of the standard 2.9% plus $0.30.

Worked examples

A $35 item with $8 shipping

Sold price $35Shipping charged $8Item cost $10Shipping label $7Profit you want $25Card typed in by hand noInternational card noCurrency converted noBuyer's sales tax 0 %

You keep $24.45 after Stripe takes $1.55.

What you keep
$24.45
Stripe fees
$1.55
Your costs
$17.00
List at
$35.56
Your buyer pays
$43.00

A $500 order on an international card, currency converted

Sold price $500Shipping charged $0Item cost $200Shipping label $0Profit you want $25Card typed in by hand noInternational card yesCurrency converted yesBuyer's sales tax 0 %

You keep $272.70 after Stripe takes $27.30.

What you keep
$272.70
Stripe fees
$27.30
Your costs
$200.00
List at
$238.16
Your buyer pays
$500.00

Common questions

How are Stripe processing fees calculated?

Stripe adds up the percentages that apply to the card, rounds to the nearest cent, then adds the fixed $0.30. On a $35 sale with $8 shipping, that's $1.25 plus $0.30: $1.55.

What is cheaper, Stripe or PayPal?

For a domestic card payment, Stripe's 2.9% plus $0.30 costs less than PayPal Checkout's 3.49% plus $0.49. On a $35 sale with $8 shipping, Stripe takes $1.55 and PayPal $1.99.

Does Stripe have a monthly fee?

No, Stripe's standard pricing has no setup or monthly fee. Some other charges, such as dispute fees, can apply and aren't included here.

Does Stripe refund processing fees?

No: when you refund a payment, Stripe keeps its processing fee from the original charge. On our $35 example with $8 shipping, that's $1.55 you don't get back.

Taking PayPal as well?

See what PayPal takes from the same payment, with your figures carried over.

Sold price $35.00Shipping charged $8.00Item cost $10.00Shipping label $7.00Buyer's sales tax 0 %Profit you want $25.00

Work out your PayPal fees

More fee calculators

Method and sources

Each calculator applies the platform's published fees to the whole amount the platform charges them on, works in whole cents or pence and rounds each fee to the nearest one. Every step is shown, and every fee links to the platform's own page with the date we checked it. Spot something wrong? Tell us and we will fix it and note the change.

  • One item per sale.
  • Each fee rounded to the cent; half a cent rounds up.
  • Sales tax is 0% unless you enter your buyer's rate.